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Live monitoring
Pre-Appointment SME To IP Handover Platform Technology.
Consumer PI launching 2027The Insolv SME Cube
SME owners on Wolf platforms ask for insolvency help. Be a firm they can choose.
121 UK postcode areas, three seats in each and five in Metro areas. Check where your offices sit and which seats are still open, then secure yours.
439,177
SMEs live on Wolf platforms REPORTED0seats open of 379
0seats in discussion
0seats reserved, 7 day hold
0seats taken
These figures are updated every 24/48 hours.
SME ENQUIRY
Live hand raise enquiries in your postcode areas, by sector and urgency. The SME consults and chooses its firm.
QUALIFY
Employees, turnover band, HMRC arrears band and flags, set out before your firm engages.
CLIENT ESTATE
Claims held, quantified as a potential estate that could cover the appointment fee.
INTEL
Area score and sector read, at area and sector level only. WOLF ASSESSMENT.
CLIENT FILE
Contact consent, firms consulted, claims as an estate asset and the firm chosen by the SME.
PROVE
ECS score, evidence band and gates held, with the certificate issued.
SME ENQUIRY
Swipe the Cube, tap a dot, or tap the Cube to see a hand raise
The Wolf Insolv Advantage
Quietly Getting The Job Done.
Millions of consumers already use Wolf claims platform portfolios, many are business owners.
This has created a rapidly growing SME population & thousands raise their hands for insolvency advice.
- 439,177 SME owners are live today
- Targeting 1 million by December 2026
- Then 2.4 million by July 2027.
One Wolf claims ecosystem
Wolf SME Platform 1
SME claims account platform
Where the SME already holds its Business Passport
Identity
- Business Passport
- Hand raise record
The SME's own account, consent and request for help.
Financials
- Updated accounts
- Liabilities
- Debtors
Current figures, kept up to date in the account.
Business profile
- Trading history
- Assets & equipment
What the business is, does and holds.
Claims
- Certified claims estate
- Claims progress tracker
Identified, quantified, certified and tracked.
Records
- Document vault
Accounts, contracts, statements and letters, held in one place.
Debt & Insolvency Help Requested
The SME hand raise.
Straight, compliant transfer of the SME's full accrued data
Insolv IP Platform 2
Your Insolv platform
Where your firm receives the case loads
Ready case
- Structured case
- Full history
Organised for review, with every source and date.
Integration
- CRM and case software
- Insolvency platform
Fits the systems your team already uses.
Client contact
- SME AI account portal
- SMS, Email & WhatsApp
Work from the live record and reach the director directly.
Compliance
- eSign
- AML & source of funds
- Statement of affairs
Signed, checked and drafted inside the case.
Claims estate
- Claims estate carried into the case
Quantified claims arrive as potential estate assets for the office holder to realise.
Two joined platforms under one Wolf claims ecosystem. When the SME raises a hand and selects your firm, everything it has built in its claims account moves straight across into your Insolv platform.
SME owners live on Wolf platforms: REPORTED platform counter.
Every UK IP catchment, priced by its size
121 postcode areas and 379 seats: three in each area, five in the eight Metro areas. Price follows the number of SMEs in each catchment: Small, Standard or Metro. Red is open, amber is in discussion, blue is reserved on a 7 day hold, green is taken. Tap an area to see its size, seats and price.
Seat status as at .
0Seats taken of 379
0Seats reserved, 7 day hold
0Seats in discussion
0Seats open
0Areas full, every seat taken
Drag to move. Scroll or pinch to zoom.
Seats open
Seats in discussion
Seats reserved, 7 day hold
Seats taken
Stripes show a mix of seat states
Seat prices by area size
Each area is sized by the number of SMEs on the Wolf platform in it. One price per size, the same for every firm.
| Size | Areas | Seats per area | Build setup | Monthly | Year 1 |
|---|---|---|---|---|---|
| Small | 30 | 3 | £3,750 | £195 | £6,090 |
| Standard | 83 | 3 | £5,000 | £295 | £8,540 |
| Metro | 8 | 5 | £7,500 | £395 | £12,240 |
All ex VAT. Metro: Birmingham, Bristol, Reading, Sheffield, Nottingham, Leicester, Leeds and Manchester. Neighbouring areas are grouped into packs; take a whole pack from any area card. SME counts are REPORTED from the live platform base of 439,177; sizes are a WOLF ASSESSMENT.
No firm is named. Tap a row to find the area on the map.
| Area | Post town | Region | Size | SMEs | Price | Seats | Taken |
|---|
How a seat works
Show the 4 stepsHide the steps
- The owner asks for help
An SME platform client opens the debt and insolvency tab in their Passport account.
- Up to three firms are shown
Every seated firm in the owner's postcode area appears, at most three, or five in Metro areas, in random order. No firm pays to rank higher.
- The owner consults and chooses
The owner can speak to every firm on show and appoints the one that convinces them. Wolf never chooses.
- Open seats go to the first paid firm
A seat is taken when a firm's build setup is paid. Taken seats are never resold in that area.
Insol Intel
The UK SME insolvency picture
Insolvency probability by area and sector across the UK, behind every Cube territory. Insol Intel is Wolf's data platform, open to clients by access code.
- Every UK postcode area, mapped and scored
- Sector and area insolvency dynamics in one view
- Demographic map and downloadable reports
Access by code
Live figures are inside Insol Intel.
Your area numbers
Every figure follows the areas in your basket. Add areas from the map, your office check, or here.
England and Wales, Aug 2026Verified
1,946 company insolvencies
1,431 CVLs, 182 administrations
Wolf todayReported
439,177 SME Claim Passport clients
391 projected appointments a month
December 2026Projected
1,000,000 SME Claim Passport clients
1,071 projected appointments a month
July 2027Projected
2.4m SME Claim Passport clients
2,677 projected appointments a month
Verified: Insolvency Service, Company Insolvency Statistics August 2026, published 18 September 2026, seasonally adjusted. Reported: live Wolf platform counter.
Add areas
Platform base
Live platform base 439,177, REPORTED.
Median fee per appointment£6,500
Your conversion against the average firm1.0x
0postcode areas held
0modelled appointments to your firm a year
0a month
£0professional fee potential a year
£0identified claim estate carried in
0xfee potential against year 1 cost
- SMEs on the platform in your areas0
- Hand raises a month, tab and broadcast0
- Insolvency enquiries a month0
- Enquiries that choose a firm on show0
- Appointments to your firm a month0
All figures on this panel come from measured platform demand, August to September 2026 (debt and insolvency tab 0.15% a month, broadcast 0.93%, 34% insolvency, 90% choose a firm, 45% appointment), spread by Wolf's own SME clients across the 121 areas, at most three firms in each. Not a forecast of what any firm receives.
The appointment may arrive with an asset
Every Passport carries the company's identified claim estate, quantified before your firm engages and carried in with the file.
£13,800mean identified claim estate per appointed Passport, WOLF ASSESSMENT
£6,500median fee per appointment used on this page, WOLF ASSESSMENT
12:12twelve claim categories across twelve months, one a month, so the estate builds while the account is heldClick to view
Every Passport carries the company's identified claim estate, already paid for through the seat. It belongs to the estate. Wolf takes no fee at the claim stage. Tap an option to see what it does with it.
→Click to view
1
No cost. No risk. Estate keeps the upside.
Pass it to the panel solicitor
The estate keeps the claims. A platform panel law firm prosecutes them on CFA and ATE. Recoveries go to the estate. No Wolf fee.
Nothing is spent by the estate. The panel firm carries the cost and the risk under its CFA, with ATE cover on adverse costs. The office holder instructs, reviews and receives, and the firm reports through the Estate Pack.
→Click to view
2
Straight purchase. Cash now. No work retained.
Sell it to a funder panel
The office holder sells the claims outright to a funder on the platform panel. One cash price on completion, straight into the creditor pool. Nothing further owed either way.
A single sale and assignment. The price is set by evidence class across the estate, paid on completion. No deferred share, no clawback, no further reporting. The funder pursues the claims through solicitors at its own cost.
→Click to view
3
Full control. Own team. Estate keeps everything net.
Prosecute the claims in house
The estate keeps the claims and the firm pursues them with its own team, using the Wolf Estate Pack and module. Recoveries go to the estate, costs as office holder expenses.
The firm runs the claims itself from the certified evidence, with the Estate Pack as the working file and the module tracking each position. Finance product positions go through the firm's own or a panel solicitor. Time is charged as office holder expenses in the usual way.
Offered after appointment, to the office holder only, on identical terms with or without a seat. The platform holds no interest in any outcome. Finance product claims are pursued by solicitors only.
Price, and secure your seat
- BUILD: One off fixed Insolv Platform infrastructure build price.
- RUN: Maintenance & operation, fixed monthly price + unlimited users + 24/7 support + named account manager.
- FEED: Unlimited SME Claim Passports account access.
- SCALE: Go catchment, regional or national.
Buy with confidence: our guarantee
If no qualifying opportunities are delivered to your firm within 30 days of go live, you pay no monthly fee until one is. Guarantee terms
Price follows the number of SMEs in each catchment: Small, Standard or Metro. The first paid firm takes an open seat, and taken seats are never resold in that area.
Build
Small£3,750Standard£5,000Metro£7,500One off per area, ex VAT, owned by your firmA one off, unique platform build for each postcode area, owned by your firm. Build & infrastructure setup per area. KYI scope, catchment build, integrated Insol predictive platform, white label. Paid once, on month one.
All six sides
Run
Small£195Standard£295Metro£395a month per area, ex VATA month per postcode area, set by the size of the area. All six sides of the Cube for every user in your firm: hand raise alerts, client files, claims estates and Insol Intel access, with platform updates, 24/7 support and a named account manager included. Direct Debit from month two. Support terms
Seats
Small3Standard3Metro5seats per area, 379 UK wideThree seats per postcode area and five in each Metro area, 379 across the UK. A firm can take more than one seat in an area, up to every seat but one, so the SME owner always has at least two firms to choose from. Every seated firm is shown to the SME owner once, in random order, no firm pays to rank higher, and the owner consults and chooses. Taken seats are never resold in that area.
Your basket
Live in 14 to 21 days
- Pay today. Build setup and first month, by card. Monthly by Direct Debit from month two.
- KY Infrastructure scope sent to you within 24 hours: offices, team, fee bands, branding.
- Custom build and white label to that scope, on its own address, seen by your firm only.
- Live in 14 to 21 days from your payment clearing and your KYI answers being received, subject to the seats chosen & our resource and reservation builds timetable.
Prefer a walkthrough first? Request a Teams walkthrough.
Two distinctions no other route carries
1
Upstream from a Google search
By the time a director searches for an insolvency practitioner, every firm bidding on that search sees them at once. The line reaches the business owner earlier, inside a platform they already use, before the search is typed.
2
Each business client brings a claim estate 12:12
Twelve claim categories across twelve months, one a month. The claim estate builds on that cycle, is quantified per position, and travels with the file as estate assets that could cover the appointment fee.
See the 12:12 claim cycleNext from Wolf
The Insolv Consumer PI Cube
The same hand raise principle, for individual consumers seeking personal insolvency advice. In testing now, launching early 2027.
| Search, PPC and SEO | An Insolv Cube seat | |
|---|---|---|
| When the owner is reached | At the search, once the owner has decided to look | Inside the Passport account they already hold, before any search |
| Who else is in front of them | Every firm bidding on the same terms | At most three seated firms, five in Metro areas, in random order |
| What arrives with the owner | A name and a query | Company details, the director's consent, debt bands and a quantified claim estate |
| What you pay for | Clicks and rankings | Build setup and a fixed monthly per area. Nothing tied to any appointment |
Questions from compliance officers
Every firm holding a seat in the director's postcode area is shown, up to the seats that area carries, three or five in Metro areas. Wolf applies no ranking, scoring or matching between those firms, and what a firm pays does not change who is shown.
Read the Insolvency Practitioner Regulation AssessmentFirms appear in a neutral order that varies between clients. No position is bought and no firm holds a permanent place at the top.
Read the Insolvency Practitioner Regulation AssessmentInfrastructure only: the build setup and the monthly fee for each postcode area. Nothing Wolf is paid depends on any introduction, appointment, realisation or recovery.
Read the Insolvency Practitioner Regulation AssessmentNo. Nothing on the platform advises on solvency, insolvency or any procedure. All advice sits with the licensed practitioner the director chooses.
Read the Insolvency Practitioner Regulation AssessmentThe firm the director appoints. The director selects the firm and sends their own file, and Wolf releases no record to any firm. Licensees hold their own client relationships and retain sole conduct of every matter.
Read the Insolvency Practitioner Regulation AssessmentDiscover more
The sources behind the line, the SME journey, the enquiry statistics, the line stop by stop, and the regulatory direction.
Three routes carry business owners onto the line before any of them reaches an IP.
ROUTE 1
Our Detailed SME Database
The build trajectory: 439,177 SMEs live now (REPORTED), circa 1m by December 2026 and circa 2.4 million by July 2027 (WOLF ASSESSMENT), each on the platform with a unique portable certified Claim Passport account.
Every record is a live, monitored business, refreshed every 24 hours and scored by Insol Intel for insolvency probability. Signals are read against the whole population, so every hand raise arrives with its score attached.
ROUTE 2
Our Solicitor & CMC Claim Platforms
1.4mClaims per month capacity, the SMEs inside every intake identified
Consumer intakemillions of accountsSMEs foundone click, passport
Millions of consumer accounts, with business owners and directors among them. The platforms are contracted to offer those SMEs one click instant access to our Free Business Claim Passport account.
ROUTE 3
Our Free Business AI Passport
Our BusinessAIPassport.com. Free to the business owner, opened by the director's own act. The SME's hand is raised for IP help and assistance inside the claim account they already hold and their claim passport is passed instantly to the catchment listed IP firm.
Watch SME accounts move through the claim process on the platform. At the decision point a proportion put their hand up to speak to an insolvency practitioner, and progress to an SME Passport and a Certification Certificate. The start point is the observed intake below: circa 1,331 hand raises a month from the 14,310 live monitoring cohort. Widen the base to extrapolate at the same observed rate.
Base
OBSERVED 9.3%1,331 of 14,310, August to September 2026
Hand raise rate
9.3%
Swipe the model sideways
01 · On platform100%
0
Live monitoring cohort
02 · In claim process78%
0
Active claim journeys
03 · Hand raise9.3%
0
Speak to an IP, a month
04 · SME Passport82%
0
Passports issued, a month
05 · Certified94%
0
Certificates, a month
SME
✓
SME Business Passport
Evidential record · Wolf AI Labs
Certification Certificate
Issued against the Business Passport Certificate Standard
0 certified accounts
AssessmentStage 03 is anchored to the observed figure of circa 1,331 hand raises a month from the 14,310 live monitoring cohort, August to September 2026. Register and SME base figures are extrapolations at that same observed rate, and stages 02, 04 and 05 are modelled conversions. None are published performance data.
The monthly enquiry numbers behind the line
0 / 0
Active shells / SMEs
0 / 0
Tab route / broadcast, per 14,310
14,310 SMEs monitored × 3.6% tab route
0businesses a month
14,310 SMEs emailed × 5.7% per send
0from one broadcast
Within the month, August to September 2026
Each send goes to the same 14,310 SMEs. The two routes do not behave alike. The tab disperses across the month and lifts into month end, when VAT, PAYE and rent fall due. A broadcast peaks three to five days after the send, then falls away to nothing. Both months ran to this shape, which is what these two mechanisms normally produce. What is unusual is the level, not the pattern.
| Days | 1 to 7 | 8 to 14 | 15 to 21 | 22 to 30 | Month |
|---|---|---|---|---|---|
| Tab route | 88 | 94 | 106 | 225 | 513 |
| Broadcast | 613 | 148 | 25 | 32 | 818 |
| Enquiries | 701 | 242 | 131 | 257 | 1,331 |
Tab route, 513 a month
Broadcast counted, 818
Second send, not counted
Send
Daily figures spread each month’s total across the observed shape rather than counting day by day. Both months ran to this pattern, two sends apiece. The second send is drawn but not counted.
Base counts are platform counters. Enquiry totals are the observed rates applied to that base, not a forecast of what any firm receives. The second monthly broadcast is excluded, and the two routes are not deduplicated against each other.
Where the line changes hands
Stop 10 is not a stage in the journey. It is the point at which the file stops being ours and becomes yours, carried there by the client's own instruction. Everything before it happens inside an account we never leave. Everything after it happens inside a firm we never enter.
Awaiting departure · Stop 0 of 15
Click any stop to open it, at any point in the journey. Arrow keys move the line, space advances it.Tap any stop to open it, at any point in the journey.
Verified
60,000 entities from late 2028
The FCA takes AML supervision of around 60,000 legal and accounting entities at the back end of 2028, replacing the professional body model.
Verified
Intelligence led, technology enabled
Over 56 million records processed daily, AI used to flag high risk firms earlier, and a stated position that AI does not replace human judgment.
Reported
Insolvency sits inside the perimeter
The IPA sits within OPBAS. Insolvency practice sees distressed companies, asset movements and director conduct at exactly the point supervision is being pointed at.
Wolf assessment
Built for that model already
Every field carries its evidence class. Consent is two dated acts. Files arrive machine readable under BPCS/2026.01, validated against a central register. The appointment decision stays with the practitioner.
Source: FCA speech, Financial crime, protecting the hive, 17 September 2026. The mapping of the platform to that direction is Wolf assessment.